How to invest in real estate online | Graana.com Blog


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If you want to grow your investment portfolio, real estate is the best option for you. Real estate investment is considered one of the most lucrative business ideas in Pakistan and for all the right reasons. It is a very safe and secure investment that yields great returns. If you want to gain financial stability, we suggest you consider investing in real estate.

Today, the traditional real estate market is changing by leaps and bounds. Now, people are curious about how to invest in real estate online. This blog brings you a concise yet informative guide on how to invest in real estate online. 

So, if you are looking for an avenue to grow their wealth in a safe and risk-free manner, this blog is for you. Following are some of the ways through which you can invest in real estate online in Pakistan.

Crowdfunding:

Through crowdfunding, anyone can find companies and products. Forming a partnership with innovative British businesses was appealing and the opportunity to go on a journey with these companies as they grow, and hopefully share in their future success, is exciting.

~Andy Murray.

One of the most common ways to invest in real estate online is through crowdfunding. Crowdfunding is the practice of funding a project or venture by raising small amounts of money from a large number of people, typically via the Internet. 

In this process, the person does not have to own individual property. Different real estate experts identify and highlight various real estate investment opportunities based on their growth level in crowdfunding. After that, the crowdfunding platforms allow other investors to pool in money and fund the real estate investment. When the investment matures, the investor receives profits based on their initial investment. 

Most crowdfunding platforms provide investors with projected returns even before the opportunity is funded. However, almost all the platforms only accommodate accredited investors, and you have to meet specific criteria to be a part of the crowdfunding campaign. For instance, you have to show your monthly income and net worth to qualify for crowdfunding. 

The site will verify your details by double-checking proof of your net worth or income. After the verification, you will be able to use the platform.

Crowdfunding is best suited for people who want to invest in real estate but do not have enough capital. With crowdfunding, you can invest in real estate with a small amount of money.

REITs Online:

“Ninety percent of all millionaires become so through owning real estate. More money has been made in real estate than in all industrial investments combined. The wise young man or wage earner of today invests his money in real estate.” – Andrew Carnegie, billionaire industrialist.

A real estate investment trust (REIT) is a publicly-traded company that owns, operates, or finances income-producing properties. It is a company that generates income for various investors. REITs follow a straightforward business model. First of all, they identify a property that has excellent growth potential. They follow the same pattern and create a portfolio of different properties. Then they find tenants for the properties or lease out the properties and generate a stream of income shared among the investors. 

A person can invest in REIT with the help of REIT stocks. When you purchase a stock, you are eligible for a set percentage of income that the REIT’s properties produce in the form of dividends.

Mutual funds:

A mutual fund can do for you what you would do for yourself if you had sufficient time, training, and money to diversify, plus the temperament to stand back from your money and make rational decisions.

~Venita VanCaspel.

Just like ETFs, you can also invest in stocks related to real estate. Many financial experts claim that real estate stocks are the best form of investment because they are low-cost and carry less uncertainty. 

Many companies deal with real estate mutual funds. They sell you mutual funds, and you get handsome profits from your investments. Again, this is an excellent investment opportunity for people who are new to investing in real estate. If you have fewer funds or savings and still want to invest in real estate, real estate funds are perfect for you.

Use online marketplaces:

With the advancements in science and technology, the mode of doing business is revamping at bolting speed. Like other mainstream businesses, the traditional real estate market is also changing at a rapid pace. 

Today, there are a lot of online marketplaces where buying and selling of real estate take place. One of such online real estate marketplaces is Graana.com. It is an online real estate marketplace where sellers and buyers come together and get the best value for their investment. To know more about this online marketplace, visit Graana.com today.

Money loans: 

If you have money at hand but do not want to invest time in handling physical assets, money loans are perfect for you. You can lend your hard cash to investors who deal in real estate. In this way, you will become involved in real estate while working on other ventures simultaneously. 

In Pakistan, hard money is usually lent over a specific time and at a certain percentage. Investors invest their money into different real estate projects and generate revenues for you.

Things to keep in mind while making money with Online Real Estate Investing

Real estate comes with many investment opportunities. Before you invest your money in real estate, we suggest you go through the following steps.

  • First of all, keep an eye on real estate projects that are expected to grow in the future. You can know about such projects by researching and studying historical data. By keeping in view historical data and prevailing trends, it is safe to say that real estate is one of the few industries whose demand will increase by leaps and bounds. Housing and general construction will always be in demand because the population is rising, and more infrastructure is needed to accommodate the increasing population.
  • Put specific emphasis on transparency because this is the key to success in real estate. For example, if you invest your money in real estate through a crowdfunding platform, make sure that the website is legit, and your money is safe with them.
  • Make sure that you get precise information about the investment. For example, before investing your money, make sure you ask them about the initial capital, percentage of profit, mode of payment, and investment portfolio. If a company is not sharing the information with you, it means they have problems with their product offerings. Stay away from such investors and safeguard your hard-earned money

So, these are five ways by which you can invest in real estate online in Pakistan. These methods not only give you good returns but also safeguard your finances. We hope this article will help you out with your future investments.

If you have questions or suggestions regarding these online methods, leave a comment in the comment section below, and we will get back to you as soon as possible.




Home Appliances You Can Invest in For Eid-al-Adha 2021

Eid-ul-Adha is getting closer with every passing day. It’s exciting to bring the sacrificial animal home but organising sacrificial meat can be nerve-wracking. How are you going to handle it and what kind of home appliances do you need to prepare delicious dishes? In this blog, we’ll list down important home appliances that will make your Eid-ul-Azha rituals easier and more convenient. 

Commonly Use Home Appliances On Eid-ul-Adha

A deep freezer is different from a refrigerator in terms of its size and capacity

Storing the meat of sacrificed animals can be a challenge sometimes, especially if you plan on utilizing it for a feast. But, don’t worry. We can help you organise.

You’ll need the following appliances during Eid-ul-Azha:

  • Refrigerator
  • Deep Freezer
  • Mincer & Grinder
  • Chopper
  • Electric Stove

Refrigerator

A refrigerator is a two-door electrical appliance where one compartment is used to store items that do not have to be frozen for later use and the other compartment is a freezer. A good refrigerator goes a long way. It’s about how much cooling it does and for how long it can maintain a certain temperature in case there is electricity load shedding. 

With so many dishes being made, the leftover food from a family gathering can be hard to store. You can upgrade your refrigerator to a bigger and better size in which each compartment has more space than your existing refrigerator.

Price Of Refrigerator: Starting as low as PKR 38,150.

Deep Freezer

A deep freezer is different from a refrigerator in terms of its size and capacity. As the name suggests, a deep freezer is designed in-depth, therefore, has better storage capacity and takes less space. A deep freezer also comes in different sizes as per the requirement of customers. 

With Eid just around the corner, the demand for these deep freezers keeps rising because people need bigger storage units to keep all the meat. People who are more fortunate give a lot of meat to the charities but even then they are still left with maunds for themselves. If you will also have a lot of meat and not enough space to store it, you should definitely think about investing in one of these. Besides, a deep freezer does not only have utility for Eid; it can also be used throughout the year as well.

Price Of Deep Freezer: Starting as low as PKR 42,900.

Mincer & Grinder

usability of mincer and grinder
A mincer and grinder is an important home appliance that is a must-have for your kitchen

A mincer and grinder is an important home appliance that is a must-have for your kitchen. There are many dishes in which you can’t use big chunks and only finely chopped or ground meat can be used. It is almost impossible to get perfectly minced meat using knives no matter how sharp they are. It not only requires a skill set to use knives to mince the meat but it also takes a lot of effort and time.

Mincer and grinder make all this easier for you. Modern mincers and grinders are better in usability because they are less noisy and highly durable. These are multi-function grinders that can also be used to chop vegetables and fruits.

Price Of Mincer & Grinder: Starting as low as PKR 6,800.

Food Chopper

A food chopper is a relatively small electronic appliance that is used to chop all kinds of things like fruits, vegetables and even meat. The purpose of a food chopper is to cut large chunks of food into smaller pieces effortlessly in just seconds. 

It is important to mention here that you should be very careful with this home appliance because it has sharp blades. These food choppers come in handy, especially in households where a single person is in charge of making all the dishes.

Price Of Food Chopper: Starting as low as PKR 3,850.

Electric Stove

Electric stoves are more efficient than gas stoves and perform better in terms of maintaining a consistent temperature. These look more stylish as compared to the gas stoves which have burners that get really untidy and require more attention when it comes to cleanliness.

designs of electric stove
Electric stoves are more stylish than gas stoves

An electric stove works with electricity and has hot plates, which use an integrated heating mechanism. These hot plates are made of a glass-ceramic surface. Induction stoves come in different stylish designs and can even enhance the look of your kitchen. If you are confused about these, our guide on gas vs. electric stoves will help you. 

Price Of Electric Stove: Starting as low as PKR 7,580.

This brings us to the end of our guide on must-have home appliances to make your life easier this Eid-ul-Adha. If there is any feedback that you would like to leave with us, write to us at blog@zameen.com.

On a side note, you may also want to read about some of the must-have kitchen appliances under PKR 15,000 and must-have cookware for the kitchen. Keep reading Zameen Blog for more lifestyle-related pieces.



Why you should invest in Apartments | Graana.com Blog


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Real estate is a fantastic portal for investment and people who are looking for ways to increase their capital growth. It is a vast industry with a lot to offer due to its higher flexibility rate and unlimited scope of employment opportunities and strategies.

One can generate income just by flipping houses, multiple property investments, rental spaces, or any other industrial property. Create a portfolio of assets to secure your now and future.

The apartment’s investment is by far one of the best options for investors who want an additional source of income that also offers a slow yet steady appreciation in the value of their portfolio.

Making money from investing in apartments will give you unparalleled value over any other real estate options.

Experts believe that an increase in the need for apartments will only rise with the coming years and rapid urbanization. High-rise developments in Pakistan have become the new trend among millennials, making it a lucrative avenue for those who are seeking massive capital gains.

Precisely 15% of the residential projects that have been recently launched in the major cities are offering plots for sale. In contrast, 85% are high-end apartments.

Instead of putting all your eggs into one basket, let’s first discover the importance of why one must invest in apartments.

A stream of income to depend on

Property investments will undoubtedly offer you a regular stream of flowing income to depend on for the long term. An income that can comparatively have a higher percentage than stock yield. Property investment is bound to give you a much higher ROI over the years. Before investing, you need to take into account that it’s about the long-term investment.

Generational wealth return depends on the following factors:

Luxurious features such as 24/7 gated security, valet parking service, fitness centers, pool, elevators, rooftop restaurants, fire safety, and emergency systems, walking trails, etc. everything in one place has made apartment projects all the more attractive for renters and buyers.

Physical Asset

Unlike the stock market, real estate is one of the very few industries that will provide you with a meaningful physical asset. Every land you will buy or invest in along its structure will have a value that attains all your wealth. The income that your property can produce will also have value for future realtors. There is no red or green signal in this domain.

Fact: “According to the Forbes 400 index, 90% of the world’s wealthiest people have made or retained their wealth through high-quality, income-producing real estate, like apartment communities. The ultra-wealthy hold real estate long term because they know that is how to preserve their wealth.”

Value appreciation of an asset

The value of an apartment increases if the net operating income of the property keeps on improving as well with the means of rent increase and effective management of the land.

Keeping your property up to the market trends and standards is equally important in the real estate business. This is one of the top tips to increase the value of any asset, be it an apartment or a house.

A fact that is well known and established that apartments are much easier to maintain and upkeep. Unlike a house, all the amenities and complexities such as repairing leaking pipes, burnt wiring, water damage, or seepage are handled by the apartment management so that you do not have to put yourself under the stress of fixing these inevitable issues.

  • Confused if you should invest in apartments or houses?

Consider this, would you rather acquire and manage apartment units or invest in multiple-family homes?

The latter option must be more appealing to you; as said before, having not to deal with so many investors, conducting inspections, and going over so many locations would definitely be better to find the right marketing tools and networking strategies that are absolutely necessary for successful apartment investment.

To further your cause and decision, the demand for plots has also been decreased over the past two years.

The sale factor of apartments is one of the biggest reasons why buying an apartment unit is a good investment in not only Pakistan but anywhere in the world.

The increased demand for high-rise buildings has made it much easier to sell apartments, especially if the location is popular or hyped.

Most of the luxury apartments that are marketed are built outside the busy environment of the city. However, there are still many well-maintained and well-connected residential and commercial apartments spread throughout the city for you to find and invest in. It entirely depends on your needs and preferences. Remember that the value and appreciation of the apartment rely highly on the location and maintenance. An increase in the rent will ultimately have an impact on your favor.

Conclusion

The government of Imran Khan has been taking working to ease the entire procedure and requirements for home loan procurement to incentivize and develop its vision of vertical cities. 5% of the total lending for housing finance has been advised for the commercial banks. On the contrary, the State Bank of Pakistan has brought a special course of action to boost construction financing for developers.

The government has also been working towards emerging a mortgage finance market in the real estate industry of Pakistan. Tax on bank income generated from low-cost housing finance has been decreased from 39% to 20%. This rule is endorsed to be able to provide mortgage and home loans to the middle and lower-income groups of the country.

If you are in search of drawing a powerful connection of wealth, then an opportunity is already waiting for you with a proven record and long-term formula to help you succeed the most. And most importantly, just with the right real-estate knowledge, anyone can excel at this and create phenomenal wealth for future and family goals in the long run.

With guts, information, and courage, we surely believe that anyone can achieve the solo struggle of getting the deals done. Although, if you intend to invest alone without any outside help, then be sure to have in foresight the right execution plan.

However, having a trustworthy, experienced realtor can add up to a drastic help in your investment journey, which often gets gruesome for many people.

One good deal is all it takes. Reach out to Graana.com to get more information and insight. To be able to produce generational wealth, get the right team, and make your financial life more manageable.